American Inspections of Jax — 4-Point & Wind Mitigation Inspections, Jacksonville FL
(904) 540-4644Call for same-day reports Call Now
Jacksonville, FL · Duval · Clay · St. Johns · Nassau

4-Point & Wind Mitigation Inspections in Jacksonville

Need an insurance inspection fast? We deliver licensed 4-point and wind mitigation reports accepted by every Florida insurer — most completed the same business day.

📞 Call (904) 540-4644 Request an Inspection
✔ FL Licensed Inspector · HI#15327 ✔ Reports all FL insurers accept ✔ Same-day report turnaround ✔ Wind mit can lower your premium

Simple, Upfront Pricing

No hidden fees. Bundle your 4-point and wind mitigation in one visit and save.

Wind Mitigation

$95
  • Documents wind-resistant features
  • May lower your insurance premium
  • Standard Florida OIR-B1-1802 form
  • Same-day report
Request Wind Mit
MOST POPULAR · BEST VALUE

4-Point + Wind Mitigation

$175Save $70 vs. booking separately
  • Both inspections in one visit
  • Everything insurers need to bind or renew
  • Wind mit credits + 4-point clearance
  • Same-day reports
Book the Bundle

4-Point Inspection

$150
  • Roof, electrical, plumbing & HVAC
  • Required for many older-home policies
  • Clear photos & condition notes
  • Same-day report
Request 4-Point

What Each Inspection Covers

Two different reports your insurance company may ask for — here's what they mean for you.

🏠 4-Point Inspection

A focused look at the four systems insurers care about most on older homes:

  • Roof — covering type, age, and condition
  • Electrical — wiring, panel, and safety concerns
  • Plumbing — supply/drain lines, water heater, leaks
  • HVAC — heating/cooling type, age, and condition
Typically required to write or renew a policy on homes roughly 25–40+ years old.

🌀 Wind Mitigation Inspection

Documents the hurricane-resistant features of your home so your insurer can apply any discounts you qualify for:

  • Roof shape & roof covering
  • Roof deck attachment & roof-to-wall connections
  • Secondary water resistance
  • Opening protection (impact windows/shutters)
Florida law requires insurers to offer credits for qualifying features — wind mit savings often range from ~10% to 45% of the windstorm portion of your premium.

How It Works

From first call to insurer-ready report — usually within a day or two.

1. Call or Request

Call (904) 540-4644 or submit the form. We'll confirm your address and schedule a convenient time.

2. We Inspect

A licensed inspector documents your home on the standard Florida forms — most visits take under an hour.

3. Get Your Report

You receive the signed report the same business day, ready to send straight to your insurance company or agent.

Why Jacksonville Homeowners Choose Us

⚡ Fast turnaround

Most reports delivered the same business day, so you can bind or renew your policy without delays.

✅ Licensed & insured

Inspections performed to Florida standards on the official OIR forms every insurer and agent accepts.

💲 Honest, upfront pricing

$95 wind mit, $150 4-point, or $175 for both — no surprise add-ons or trip fees.

📍 Local to Jacksonville

We know Duval, Clay, St. Johns, and Nassau homes — from the Beaches to Mandarin and Orange Park.

📋 Insurer-ready reports

Clear photos and complete documentation so your agent gets exactly what they need the first time.

🤝 Easy scheduling

Flexible appointments six days a week. Call and you'll usually be on the schedule within a day or two.

Frequently Asked Questions

What is a 4-point inspection?
A 4-point inspection is a focused review of a home's four major systems — roof, electrical, plumbing, and HVAC. Florida insurers often require it before writing or renewing a policy on homes roughly 25–40+ years old to confirm the systems are in serviceable condition.
Does a wind mitigation inspection lower my insurance?
It often can. Florida law requires insurers to offer premium discounts for qualifying wind-resistant features such as roof shape, roof-to-wall connections, roof deck attachment, and secondary water resistance. A wind mitigation report documents those features so your insurer can apply any credits you qualify for — frequently reducing the windstorm portion of your premium.
How much does an inspection cost?
A wind mitigation inspection is $95, a standalone 4-point inspection is $150, and the combined 4-point + wind mitigation bundle is $175 when ordered together.
How fast will I get my report?
Most reports are delivered the same business day as the inspection, on the standard Florida OIR forms your insurance company accepts.
What areas do you serve?
We serve Jacksonville and the surrounding region — including the Beaches, Mandarin, San Marco, Riverside, Arlington, Southside, Orange Park, Fleming Island, Middleburg, Ponte Vedra, and Nocatee — across Duval, Clay, St. Johns, and Nassau counties.

Request Your Inspection

The fastest way to get scheduled is a quick phone call. Prefer to send details? Use the form and we'll get right back to you.

📞 CALL OR TEXT
(904) 540-4644
  • 🕒 Mon–Sat, 8:00 AM – 6:00 PM
  • 📍 Serving Jacksonville, FL & surrounding counties
  • ⚡ Same-day reports on most inspections

Send an inspection request

By submitting, you agree to be contacted about your inspection request. We never share your information. Prefer to talk now? Call (904) 540-4644.

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